To Log in or Sign Up for My Property FinderClick Here

Judy Doyle

Direct: (618) 973-1719
Send me an Email

The Doyle Team

Buyer’s Guide

Prepared

Especially For

YOU

www.MetroEastRealEstate.com

 

The Doyle Team

Judy and Chad Doyle 

Over 50 Years Combined Experience in Real Estate

 

Serving St. Clair, Madison, Clinton and Monroe County

 

Full-Time Real Estate Agents with an

Administrative Assistant

 

Named Top Real Estate Agents in 2013,

“Best in Client Satisfaction”

As Published in St Louis Business Journal, April 2012

 

 Steps In the Home Buying Process

 

  1. Working with The Doyle Team to Find the Right Home

 

  1. Getting Pre-Approved for Your Mortgage

 

  1. Making the Offer

 

  1. An Accepted Contract

 

  1. Closing on Your Home

 

Home Buying Process – Step 1

 

Working With The Doyle Team

To Find the Right Home

 

As your realtors, The Doyle Team will work hard to find you the right home and protect your best interests!

 

Did You Know?

 

 

 

 

The Advantages of Working With One Full Time Realtor

 

 

 

 

 

How We Can Help You Find the Right Home?

 

 

 

 

 How Long Will It Take to Find the Right Home?

 

 

 

Common Questions

 

What If I Drive By a Home and I Want to Know the Price and Home Information?

Call us right away! We will pull up the address on the Multiple Listing Service Program and provide you with all the details on the home.

 

What If I See an Ad in the Newspaper or a Homes Magazine?

Call us right away! We will get all the information you need on the house.

 

What If I Go Into an Open House Hosted by Another Realtor?

Please tell them you are working with The Doyle team and give them our business card.   The real professionals in the business protect each other’s customers – remember that realtor is representing the seller of that home – not you! If you like the house, we will go back with you and take a look at it together.   Call us right away!

 

It is in your best interest to talk to a loan representative prior to looking at homes.

 

Gettin Pre-Qualified for your loan - Step 2

 

How Do I Get Pre-Qualified?

 

You should call a Loan Officer and tell them you are starting your home search and that you would like to get pre-qualified. If you don’t know the name of a lender to call, we can provide you with a list of names and numbers that The Doyle Team ahs worked with.

 

Advantages of Getting Pre-Qualified

 

 

 

 

What To Expect When You Meet With a Lender

 

 

 

 

 

 

 

Information You Will Need at Loan Application

 

 

 

 

 

 

 

 

 Home Buying Process – Step 3

 

Making the Offer

 

You have found the right home! Now it is time to make an offer.

 

How Do I Make an Offer?

 

 

 

 

Why Do I Need to Make an Earnest Money Deposit?

 

 

 

What Happens to My Earnest Money Deposit?

 

 

 

 

What Happens After I Make an Offer?

 

 

 

 

 

Home Buying Process – Step 4

 

An Accepted Contract

 

Congratulations! You are now well on your way to being a home owner! After you have an accepted contract, here are the next couple of steps in the process. As a reminder, you will receive a letter from our Administrative Assistant, Karen, outlining the process.

 

The Home Inspection

You now have 20 days to have an inspection performed on the home you are purchasing.   We went over the Inspection Addendum on the contract with you, when we wrote the offer. A Home Inspection is a thorough visual explanation of the structure and operating components.

 

Who Should Have a Home Inspection?

 

 

How Do I Set Up a Home Inspection?

 

 

 

What Happens After the Home Inspection?

 

 

 

 

 

The Appraisal

An appraisal will be required by your lender to determine the value of your home. The appraisal will be ordered by your lender.

 

What is the Appraisal For?

 

 

The Final Mortgage Process

 

Termite Inspection

 

Homeowner’s Insurance

 

If Any Repairs Were Required

 

An Accepted Contract

 

Final Walk Through

 

 

 

 

Service Providers

Mortgage Companies

Bankers Home Lending, Patti Dieu                                618-222-7119

Bank of Edwardsville, Dave Demond                618-781-0664

FCB Swansea, Jeff Burgner                                          618-239-9000

FCB Collinsville, Bruce Cope                           618-346-9000

Gershman Mortgage, Jason Stauffer                              618-792-4597

Midwest Capital Mortgage, Jody Talick                        618-539-5968

Midwest Capital Mortgage, Ryan Luchtefeld                 618-624-0066

Pulaski Home Mortage, Jeff Birger

 

 

Home Inspection Companies

 

AHIS, Mark Perry                                                       618-570-8045

Mark Oldfield Inspection Service                                  618-628-2369

Sure Home Inspections                                     618-344-9220

Dan Mansmith                                                              618-223-0247

 

 

Termite/Pest Inspection Companies

 

A-1 Bush Termite and Pest Control                              618-233-5424

Allied Termite and Pest Control                                    618-235-1400

All-State Termite and Pest Control                                618-235-4500

Bi State Termite and Pest Control                                 866-646-7378

Brad’s Termite and Pest Control                                   618-344-3835

 

 

 

 

Additional Services

 

 

 

Home Repairs, Handyman

The House Helper, John Hibbard                                  618-660-6393

 

Siding, Roofing, Windows & Home Remodeling

F-M Contracting LLC, DJ Ficken                                 618-540-4072

 

Painter 

Certa Pro Painters                                                        618-239-9300

 

Business Cards, Stationery, Rubber Stamps & More

Pearson’s Printing, Margaret Pearson                            618-537-9505

 

Financial Advisor

Paul Baeske, Morgan Stanley                                       618-628-2244

 

Digitizing, Embroidery, Quilting and Custom Gifts

Creating Stitched Memories, Candy Alford                   618-248-1230

 

Credit Fraud

MCS - The Benefits Company, Robert Stewart            618-632-2656

 

DSL, Internet Dial Up and PCS Wireless Phones

HTC Technologies, Craig Brown                                  618-939-9321

 

Business Cards, Stationery, Rubber Stamps & More

Pearson’s Printing, Margaret Pearson                            618-537-9505

 

Chiropractic Physician and Acupuncture

Stock Chiropractic, Dr. Ann Stock                               618-236-0028

Title & Escrow Agency

Benchmark Title Company, John Howe                        618-239-3750

 

Insurance – Auto, Home, Life, Long-Term Care, Annuities

Farmers Insurance Group, Dee Schweill                        618-277-5048

 

Landscaping

AJD Landscaping, Derek Johnson                                618-530-7135

 

Water Purification Systems and Gift Books

Reynolds Marketing, Robert E Reynolds                       866-631-8008

 

Computer Repair and Networking

SBA Computers, Inc, Rick Scaiefe                               618-628-9590

 

Advertising

O’Fallon Progress, Judy Weatherly                               618-632-3643                                    

 

Home Buying Process – Step 5

 

Closing On Your Home

 

 

 

 

The Closing

 

 

 

 

 

You Are Now a

Home Owner!

Congratulations!

From…

The Doyle Team!

Judy, Chad and Karen

 

 

 

Contact Information
The Doyle Team

Judy Doyle

618-973-1719

Judy@TheDoyleTeam.net

 

Chad Doyle

618-580-3695

Chad@TheDoyleTeam.net

 

Karen Doyle Reilly

Unlicensed Assistant

Karen@TheDoyleTeam.net

 

 

Office

Remax Preferred

4 Emerald Terrace

Swansea IL 62226

618-236-2111

Fax 1-866-798-0205

© 2001-2017 Reliance Network and RE/MAX St. Louis. All rights reserved. US Reg. Copyright TX-5-910-991, TX-5-910-992, TX-5-910-993, and TX-5-910-994.
Each RE/MAX® Office is Independently Owned and Operated. Equal Housing Opportunity.

 Site Map